EZ Loans 4 Real Estate offers a wide variety of institutional and private money loans, when your loan request does not meet conventional underwriting guidelines.

Borrowers with less than perfect credit, foreclosure history, building vacancy issues, low cash reserves, or low debt coverage ratios are all considered. The following is a summary of loan amounts, LTV’s, and general guidelines:

  • Loan Amounts from $50,000 to $10,000,000
  • Single Family Residence and 1-4 Units up to 70% LTV
  • Purchase money and Refinance transactions for any reason
  • Corporations, LLC’s, Non-Profits, Family Trust
  • Apartments, Mixed-Use up to 80% LTV
  • Commercial & Industrial up to 80% LTV
  • Rehab and Construction loans (case by case)
  • Foreclosure, NOD, bankruptcy, bad credit
  • Second Deed of Trust loans up to 50% LTV (case by case)